Do the dealer's lease numbers actually add up?
Enter the figures from your lease worksheet and we'll calculate the real monthly payment, depreciation, rent charge, and APR, then check it against the dealer's quote. Manual entry runs in your browser with no account.
- EnterYour lease worksheet numbers
- We calculateDepreciation + rent charge
- You verifyDoes the quote add up?
Autofill from your worksheet
Reading a worksheet with AI requires a free account (Google or email), limited to 3 checks per 24 hours. Manual entry below always works with no account.
Paste the text of the dealer's lease worksheet, or upload a photo / PDF, and we'll read the numbers for you. Everything we extract is marked "from your document" for you to confirm — nothing is used in the math until you do.
Your lease worksheet
Residual is always calculated from MSRP.
Money factor × 2400 = APR
Optional — context only, not used in the math
Optional — needed for your real effective monthly cost
Optional — sharpens your net cap cost
Optional — sharpens your net cap cost
Optional — needed for your real effective monthly cost
Optional — needed for tax-adjusted totals
Enter your combined state + local rate — we never guess local rates.
Live breakdown
Enter your selling price, residual, money factor, and term to see the math update in real time.
General information, not legal, tax, or financial advice — verify against your actual contract and current state law. Learn more
These results are only as accurate as the figures you enter. Double-check every number against your actual contract.
Get your first verdict
See your discount off MSRP and a first read on the deal.
Plain-English answers to the terms car-lease shoppers ask about most.
How it works
Three simple steps between you and a car lease you actually understand.
Enter your lease numbers
MSRP, selling price, residual, money factor, term, and fees, straight from the worksheet.
See the math, live
We compute depreciation, rent charge, base payment, and effective APR as you type.
Check the dealer's quote
Compare your calculated payment against what the dealer quoted to catch inflated numbers.
Not sure what a term means?
Browse our plain-English glossary of common car-lease terms, or read our car-leasing guides.